Bookkeeping · CFO support · Tax · Capital
Seer Advisory keeps the books for growing Nigerian businesses on Xero and closes them every month. Then we turn them into a clear view of where you are heading, and the reports banks and investors ask for.
Virtual bookkeeping delivered on Xero cloud accounting
What we do
Books kept in Xero and closed every month by day 10.
Controls, cash forecasts and dashboards without a full-time hire.
Positions and filings under Nigeria's 2025 tax reform laws.
Credit papers, models and investor decks built on real numbers.
Reports you can read
Every month we turn your reconciled Xero data into a dashboard you can read in five minutes: revenue, margin, cash, what customers owe you and where the money goes. The same numbers feed your forecast and your lender file.
A typical month
Every client runs on the same monthly rhythm, so nothing waits for year-end. Move the slider to step through the month.
Clients
Where we are going
Accounting is the language of business. We help disciplined businesses see beyond the numbers, and be heard by the people who lend.
Most small businesses in Nigeria are turned down for credit because their records cannot support the request, not because the business is weak.
We are building from bookkeeping toward a financial institution that uses verified accounting data to decide who gets capital, and on what terms.
About us
Seer Advisory is an accounting and advisory firm for owner-run Nigerian businesses. We keep your books, read what they say about tomorrow, and help you raise the capital to get there.
Why "Seer"
Our logo is a stack of ledger pages. Kept with discipline, those pages stop being a record of the past and become a view of the future. That is the whole idea behind the firm.
Every account reconciled, every month closed by day 10. No guesswork, no balancing figures.
Cash forecasts, budgets and scenarios built from real numbers, so you see problems and openings early.
When growth needs money, we match your numbers to the right kind of capital and prepare the case.
Every kind of capital
Different stages of a business need different money. Tap a type of capital to see what it is, who it suits, and what your books must show to get it.
Good businesses miss out on capital every day because nobody can verify how they perform.
A bank deciding on a facility asks for management accounts, reconciled statements, a tax position and a cash forecast. An investor asks for the same, plus a credible plan. For many owner-run companies these do not exist, or exist only at year-end, months out of date. The business may be sound. The evidence is missing.
We started Seer Advisory to close that gap. We partner with Xero to keep each client's records in the cloud, reconciled every month and visible to the owner at any time. On top of that we provide the finance leadership growing companies cannot yet hire, and we prepare the credit papers, models and investor decks that go in front of capital providers.
Over time, a client's ledger becomes a track record. That track record is what we want every kind of capital provider to price.
Platform
Xero cloud accounting, with bank feeds, approval workflows and live dashboards.
Who we work with
Owner-managed businesses in trading, haulage, manufacturing, healthcare and professional services.
Our background
Credit analysis, structured finance, capital raising and Nigerian tax, alongside day-to-day bookkeeping.
How we work
Every bank account reconciled every month. No balancing figures.
A fixed monthly calendar, so you know when your numbers arrive.
Your financial information stays with you and the people you choose.
We record and report. You approve. Money moves only on your say-so.
Where we are going
Today
Virtual bookkeeping, outsourced CFO and tax advisory on Xero.
Next
Package clean records for lenders and investors, and connect clients with banks, funds and development finance.
Goal
A financial institution that provides debt and equity to businesses whose verified numbers have earned it.
Services
Take one service or all four. Most clients start with bookkeeping and add the rest as they grow.
Monthly
Your books kept in Xero by a dedicated team and closed every month.
Monthly
Senior finance oversight working alongside your management team.
Monthly or by project
Position papers and filing support under the Nigeria Tax Act and Nigeria Tax Administration Act.
By project
We prepare you for the questions a credit committee will ask and help structure the facility.
Who we help
Stock, receivables and supplier credit kept under control.
Trip costs, driver advances and fleet spend recorded per trip.
Product costing, inventory and working capital in one view.
Zero-rated VAT, input-VAT recovery and import costs handled correctly.
Billable work invoiced on time and cash collected faster.
Any business preparing for a bank loan or an investor round.
Tax reform 2026
The new tax acts change how companies are assessed and how they must document transactions. We help clients get ahead of them.
Map your position against the new rules: income tax, Development Levy and VAT treatment for your sector.
Find input VAT you can reclaim and deductions you may be missing, with evidence for each claim.
Prepare for e-invoicing and regularise historic gaps before applying for incentives.
Getting started
A free review of your records, bank statements and filings. We tell you where the gaps are.
We set up or repair your Xero file, connect bank feeds and agree who approves what.
We bring the books current and reconcile every account back to your opening position.
Your first management accounts pack, then the monthly rhythm begins.
Pricing
Estimate
Count the lines on all your bank statements for a typical month, then set the slider. We show the monthly fee for each package, including any extra lines.
Estimates exclude add-ons and VAT. Your final fee is confirmed after the free review.
Compare
| Service | |||
|---|---|---|---|
| Bookkeeping and reconciliation in Xero | ✓ | ✓ | ✓ |
| Management accounts by day 10 | ✓ | ✓ | ✓ |
| Monthly performance dashboard | ✓ | ✓ | ✓ |
| VAT schedules | ✓ | ✓ | ✓ |
| WHT and PAYE schedules | — | ✓ | ✓ |
| 13-week cash flow forecast | — | ✓ | ✓ |
| Monthly CFO review call | — | ✓ | ✓ |
| Bill approval workflow | — | ✓ | ✓ |
| Budget vs actual and KPI tracking | — | — | ✓ |
| Lender-ready credit file | — | — | ✓ |
| Board and investor reporting | — | — | ✓ |
| Quarterly tax position review | — | — | ✓ |
Our month
The same calendar runs for every client. Press play or drag the slider to see who is doing what on each day, and what lands in your inbox.
What you receive
Profit and loss, balance sheet, cash flow and aged debtors and creditors.
A rolling 13-week view of cash in and out, reviewed on a call with you.
VAT, withholding tax and PAYE schedules prepared for filing.
Your lender-ready file updated with the month's results and commentary.
Market watch
Key Nigerian rates for business owners: what borrowing costs, what idle cash can earn, and where the naira stands. Each figure shows its date and source.
Loading figures…
Latest auction stop rates by tenor
Yield minus headline inflation
What it means
Figures are taken from published sources on the dates shown and may have changed since. They are general information, not financial or investment advice. Speak to us before acting on them.
Blog
Practical writing on bookkeeping, tax and raising capital for Nigerian business owners.
Client reviews
Your review helps other business owners decide, and helps us improve. It takes two minutes.
Contact
Thirty minutes on a video call, any day of the week, from 5pm to 8am. Bring your questions; we will tell you where your records stand and what it would take to make them ready for capital.